What We Do

Financial Products

CIGS offers customized Products on the versatile Mobile Platform, to meet the varied requirements of its partners; depending on the policies of its partners (mostly, banks), the Products could be offered as a Menu-based or SMS-based or USSD-based solution.

CIGS’ robust, flexible & highly scalable Mobile Gateway could be integrated with the Core Banking Solution (CBS) of partner banks and also, with the Application used by any other Service Provider as well.

Some of the most popular Products are described hereunder.

Mobile Money Remittance

  • Account to Account
  • Account to Cash
  • Cash to Account
  • Cash to Cash

SMS Banking

Financial Services

  1. Cash Withdrawal
  2. Cash Deposit
  3. Funds Transfer
  4. Sale / Purchase
  5. Refund
  6. Void

Non-Financial Services

  1. Customer Enrolment
  2. Balance Enquiry
  3. Mini Statement
  4. Customer PIN Change
  5. Re-PIN for the customer
  6. Last Transaction Status

Mobile Banking

Self Services

Primarily, the customers will be able to avail of the banking services on their own; a few examples Self Service are provided hereunder:

  1. Payment
  2. Remittance – From Depositor’s Account to the Beneficiary
  3. Balance Enquiry
  4. Mini Statement View

Assisted Services

  1. BC Agents provide the Assisted Service to the customers; a few examples of Assisted
  2. Service are provided hereunder:
  3. Cash Deposit
  4. Cash Withdrawal
  5. Remittance – Depositor remitting money by Cash


CIGS offers innovative products for Financial Inclusion, using the best of in-house & ASP technology platforms, depending on the requirements of the partner banks / institutions / Organizations

"CIGS offers Customized Products on the versatile Mobility platform"


  • Financial Inclusions
  • Salary / wages dsitribution
  • EMI Recovery


  • Strategic Partner Organization of Commonwealth Business Council, U.K.
  • Incorporated in January 2008
  • Eminent, erudite Board, headed by the Chairman Emeritus, CBC
  • Highest level of commitment to Financial Inclusion, for ensuring Inclusive Growth
  • Qualified, well experienced & result-oriented Management Team.
  • Appropriate, committed partnerships.
  • Sound systems & processes
  • Innovative solutions
  • Strong Delivery capability
  • Excellent Operations Management capability